Property

Peace of mind in the face of the complex risks your business is exposed to.

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Our Value Proposition

Services

Uninterrupted Support: 24/7 service, 365 days a year.
Risk Analysis: Identification and evaluation of significant risk exposures through a risk management process.
Insurance Program Design: Structuring insurance programs aligned with company policies and the specific risks faced by the property.
Policy Quotation and Placement: Negotiation and management with multiple insurers to obtain the best options in coverage, conditions, and pricing.
Insurance Audits: Periodic review of existing policies to identify improvements, update coverage limits, or reduce costs without compromising coverage.
Property Risk Management: Advisory services focused on implementing strategies that optimize the value of insurance while leveraging pre- and post-loss measures to minimize the impact of potential loss events.
Business Continuity Management: Development of strategies to mitigate financial and operational impacts in the event of property loss or damage.
Claims Management: Comprehensive support in reporting and following up on claims.
Renewal Management: Oversight of policy renewals to ensure continuous coverage.

Benefits

Protection: Ensures business continuity by minimizing the financial impact of unforeseen events.

Legal or Contractual Compliance: In some cases, it is a requirement to operate or access financing.

Peace of Mind and Stability: Allows businesses to focus on operations, knowing their assets are protected.

Flexible Coverage: Tailored to the specific needs of the industry or business type.

Coverages

"Calderas y Aparatos Sujetos a Presión"

Protects businesses against damage to equipment and installations operating under pressure, such as boilers, compressors, pipelines, and similar systems. Additionally, coverage can be extended to include consequential losses resulting from incidents involving this equipment.

"Cristales y Anuncios Luminosos"

This coverage protects businesses against damage or breakage of glass, windows, or transparent material surfaces within their premises, such as windows, showcases, glass doors, shopfronts, and illuminated panels.

"Incendio, Terremoto, Huracán y Granizo"

This coverage protects businesses against damages caused by fire, earthquakes, strong winds, heavy rains, and hailstorms that may affect structures, machinery, and other company assets.

"Pérdidas Consecuenciales"

This coverage is designed to compensate for lost income and additional expenses resulting from the temporary suspension of operations due to covered events such as fires, earthquakes, hurricanes, or hailstorms.

"Responsabilidad Civil"

It covers businesses against claims for damages or harm caused to third parties, whether to individuals or property, as a result of the company’s activities or products.

"Robo de Contenidos"

This coverage protects companies against losses caused by the theft of assets within their premises, such as equipment, merchandise, materials, inventories, and other valuables.

"Robo de Efectivo y/o Valores"

It protects companies against the loss of cash, checks, valuable documents, and other financial assets due to theft, whether it occurs within the company’s premises or during transportation.

"Rotura de Maquinaria"

This coverage protects companies against accidental damage or destruction of machinery and equipment used in their operations, as long as it is not a result of inadequate maintenance or normal wear and tear. Additionally, coverage can be extended to include consequential losses resulting from incidents involving this equipment.

"Equipo Electrónico"

Protects a company’s electronic devices, such as computers, servers, communication systems, and other technological equipment, against damage or loss caused by electrical failures, short circuits, fires, theft, or unforeseen accidents.

Key Risks by Sector

Hospitality

Fires and Explosions

Risk: Hotels are exposed to fires due to electrical failures, kitchen equipment, or accidents.

Coverage:

"Incendio y Explosión": Protects against material damage to facilities, including guest rooms, common areas, and kitchens.

Damage from Natural Disasters

Risk: Hurricanes, earthquakes, or hailstorms can affect infrastructure, especially in tourist locations near coasts or seismic zones.

Coverage:

"Terremoto, Huracán y Granizo": Covers structural damages and losses caused by natural disasters.

Theft of Property and Equipment

Risk: Theft of furniture, electronic equipment, or goods (such as minibar products) can lead to significant losses.

Coverage:

"Robo de Contenidos": Covers the replacement cost of stolen items within the hotel, including equipment and furniture.

Third-Party Liability Claims

Risk: A guest may suffer an accident on the premises (such as falls or injuries), which could result in lawsuits.

Coverage:

"Responsabilidad Civil": Protects against claims for bodily injury or property damage caused to guests or third parties within the hotel.

Why choose us?

Tailor-made consulting solutions

At Sáas Consultores, we understand that every business is unique. That’s why we offer customized consulting solutions tailored to address your specific challenges and opportunities.

Partner with our consultants

Partner with our consultants and leverage their industry expertise to make informed decisions and drive sustainable growth for your business.

Personalized attention

Personalized attention from one of our consultants, available 24 hours a day, 365 days a year.

Property

Our Value Proposition

Services

Benefits

Coverages

"Calderas y Aparatos Sujetos a Presión"

"Cristales y Anuncios Luminosos"

"Incendio, Terremoto, Huracán y Granizo"

"Pérdidas Consecuenciales"

"Responsabilidad Civil"

"Robo de Contenidos"

"Robo de Efectivo y/o Valores"

"Rotura de Maquinaria"

"Equipo Electrónico"

Key Risks by Sector

Hospitality

Why choose us?

Tailor-made consulting solutions

Partner with our consultants

Personalized attention

Companies We Have Advised

Contact us

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