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What are exclusions in car insurance in Mexico, and why are they important?

Updated: Dec 24, 2024


Visual illustration representing common exclusions in car insurance policies. The first scene shows a car participating in a race with skid marks on the pavement, while the second depicts a person intentionally damaging a car’s windshield with a bat. The design uses clear graphic elements and bright colors to illustrate these exclusions without the need for text.
Common exclusions in car insurance

Exclusions in car insurance in Mexico refer to situations where the insurer will not provide coverage, even if the policy is active.


Common Examples:


  1. Intentional damages.

  2. Natural wear and tear of the vehicle.

  3. Using the vehicle for purposes other than those declared.

  4. Participation in races or competitions.

  5. Using the vehicle for criminal activities.


Practical Example:


If you use your car in a drag race and have an accident, the insurer will not cover the damages.


How to Avoid Issues:


  • Read your policy and general terms carefully.

  • Consult your insurer if you have questions about the coverage.





At Sáas, we have a team of consultants who can guide you through the process of contracting and using your policy.

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